| Boat Insurance |
| The purpose of North Carolina Boat Insurance is to protect the owner of the vessel from liability from third parties due to accidents, and provide protection for physical damage to the vessel. |
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| The Fundamentals |
| Boat insurance policies vary from underwriter to underwriter, however here are some highlights: |
- General Liability $100,000K in coverage
- Hull Coverage
- Uninsured / Underinsured Boater
- Personal Property
- Trailer
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| The general liability section generally covers physical damage that you may make on other vessels, as well as injury to your own and other persons outside the boat. Hull coverage is analogous to physical damage coverage for a car – it protects the boat. |
| North Carolina Boat Insurance is optional. Therefore, it behooves you to purchase protection for yourself that will protect you in the event someone else doesn’t have the insurance to pay. Uninsured / Underinsured boater insurance serves this need. |
| Personal Property provides protection to personal items, while trailer coverage provides liability coverage for the trailer. Physical damage to the trailer can be added as well. |
| How do I start? |
| Simply apply online here for a no obligation free quote. Or, call us at 888-900-6532!
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